OUR RATES


Current Rates 08/30/09

VISA Credit Card

Platinum

APR*

Gold

APR*

Classic

APR*
Interest Rate 8.50 11.50 14.50
*APR=Annual Percentage Rate

Loan Rates

Rate

APR*

Term in Months
New Cars & Motorcycles (100% of Purchase Price) .50% off with Direct Deposit 5.75 5.75 36
New Cars & Motorcycles (100% of Purchase Price) .50% off with Direct Deposit 5.99 5.99 48
New Cars & Motorcycles (100% of Purchase Price) .50% off with Direct Deposit 5.99 5.99 60
Used Cars & Motorcycles (NADA Financing Value) .50% off with Direct Deposit 6.00 6.00 36
Used Cars & Motorcycles (NADA Financing Value) .50% off with Direct Deposit 6.50 6.50 48
Used Cars & Motorcycles (NADA Financing Value) .50% off with Direct Deposit 6.75 6.75 60
New Boats, Planes, RVs, Motor Homes, Mobile Homes (under $25,000) 8.75 8.75 84
New Boats, Planes, RVs, Motor Homes, Mobile Homes (over $25,000) 9.00 9.00 180
Used Boats, Planes, RVs, Motor Homes, Mobile Homes under $25,000 8.75 8.75 48
Share Secured 95% of Available Shares (10 years, previous quarters rate +2.5%) 3.50 3.50 120
Loanliner Line-of-Credit and Personal Loans (up to $7,500 for 3 years, 10%-16%) 36
Student Loan 9.90 9.90 36
Home Equity Loan (15 years, Prime) 6.00 6.00 180
Fixed Rate Home Equity Loans ( 80% of appraisal value minus all liens) 5.25 5.25 60
Fixed Rate Home Equity Loans ( 80% of appraisal value minus all liens) 5.49 5.49 120
Fixed Rate Home Equity Loans ( 80% of appraisal value minus all liens) 5.49 5.49 180
*APR=Annual Percentage Rate

Savings

Rate

APY*

Term
Regular Shares 0.80 0.80 n/a
Share Drafts 0.00 0.00 n/a
Christmas Club 0.80 0.80 12
Vacation Club 0.80 0.80 12
Certificate of Deposit - 1 Year 1.59 1.60 12
Certificate of Deposit - 2 Year 2.18 2.20 24
Certificate of Deposit - 3 Year 2.47 2.50 36
IRA Shares 2.73 2.75 n/a
*APY=Annual Percentage Yield