OUR RATES


Current Rates 11/15/10

VISA Credit Card

Platinum

APR*

Gold

APR*

Classic

APR*
Interest Rate 8.50 11.50 14.50
*APR=Annual Percentage Rate

Loan Rates

Rate

APR*

Term in Months
New Cars & Motorcycles (100% of Purchase Price) .50% off with Direct Deposit 4.50 4.50 36
New Cars & Motorcycles (100% of Purchase Price) .50% off with Direct Deposit 4.75 4.75 48
New Cars & Motorcycles (100% of Purchase Price) .50% off with Direct Deposit 4.75 4.75 60
Used Cars & Motorcycles (NADA Financing Value) .50% off with Direct Deposit 5.00 5.00 36
Used Cars & Motorcycles (NADA Financing Value) .50% off with Direct Deposit 5.50 5.50 48
Used Cars & Motorcycles (NADA Financing Value) .50% off with Direct Deposit 5.75 5.75 60
New Boats, Planes, RVs, Motor Homes, Mobile Homes (under $25,000) 8.75 8.75 84
New Boats, Planes, RVs, Motor Homes, Mobile Homes (over $25,000) 9.00 9.00 180
Used Boats, Planes, RVs, Motor Homes, Mobile Homes under $25,000 8.75 8.75 48
Share Secured 95% of Available Shares (10 years, previous quarters rate +2.5%) 3.00 3.00 120
Loanliner Line-of-Credit and Personal Loans (up to $7,500 for 3 years, 10%-16%) 36
Student Loan 9.90 9.90 36
Home Equity Loan (15 years, Prime + 1.25%) 4.50 4.50 180
Fixed Rate Home Equity Loans ( 80% of appraisal value minus all liens) 4.75 4.75 60
Fixed Rate Home Equity Loans ( 80% of appraisal value minus all liens) 4.99 4.99 120
Fixed Rate Home Equity Loans ( 80% of appraisal value minus all liens) 4.99 4.99 180
*APR=Annual Percentage Rate

Savings

Rate

APY*

Term
Regular Shares 0.50 0.50 n/a
Share Drafts 0.00 0.00 n/a
Christmas Club 0.50 0.50 12
Vacation Club 0.50 0.50 12
Certificate of Deposit - 1 Year 0.85 0.85 12
Certificate of Deposit - 2 Year 1.19 1.20 24
Certificate of Deposit - 3 Year 1.49 1.50 36
IRA Shares 1.98 2.00 n/a
*APY=Annual Percentage Yield